|We're now offering financing through PayPal Credit, formerly Bill Me Later in our checkout. Any purchase over $98.99 is eligible for the program which offers no interest if the balance is paid within six months. If you don't want to pay before the promotional period ends, you will owe the interest that has accumulated at 19.99% APR starting from the posting date, which is usually within a few days after the purchase date. If approved, Comenity Capital Bank will extend credit to you for the amount financed to pay for your purchase. Comenity Capital Bank will pay the merchant on your behalf for the purchase.